We help businesses build and maintain successful e-commerce stores.
Online businesses need a way more than ever to process transactions. Whether you’re looking to launch a new e-commerce website, migrate your current site, or take your store to the next level, we will guide you through the entire process.
E-Commerce Capabilities
- Building new e-commerce sites.
- Improving overall performance of e-commerce sites.
- Optimize images for faster loading.
- Set-up product categories and search filters.
- Integrating local and state tax codes.
- Shipping settings
- Loyalty programs and coupon incentives
- Related product settings
- Product image galleries
Merchant services provider
A merchant services provider offers you online reporting tools, 24-hour help desks for customer service and terminal or technical help desk, periodic merchant service reviews and access to an assigned person that knows your account.
We look forward to supporting you on the road to your on-line success.
With the help of our merchant services partners, we can help you attract more visitors and increase your conversion by providing trusted and reliable product information and daily reporting summaries.
PayPal vs Merchant Account Fees
Merchants considering credit card processing are balancing costs and benefits. PayPal has built its business as a provider of clear, transparent, flat-rate pricing:
- Online transactions: 2.9% + $0.30
- Swiped transaction: 2.7%
- Keyed transactions: 3.5% + $0.15
- Invoices: 2.9% + $0.30
PayPal also offers nonprofit discounts and a micro-transaction payment plan that can actually save merchants money on transactions that are less than $5 on average.
There are no PCI compliance fees and no statement fees. PayPal does assess a fee for chargebacks, as will many merchant account providers. Beyond that, you won’t encounter any hidden costs.
By comparison, merchant account pricing varies considerably. The less-reputable processors often offer tiered pricing plan.Tiered pricing plans are confusing and difficult to compare because of massive inconsistency from one processor to the next.
A top-tier merchant account provider will offer flat-rate processing or an interchange-plus plan. Interchange-plus is the gold standard for processing rates because it’s transparent. In addition to the interchange fees assessed by the card networks, the processor will charge a markup — a percentage of the transaction as well as sometimes a flat per-transaction fee (anywhere between $0.05 and $0.30). Interchange plus is the easiest pricing scheme to make direct comparisons for.
Additionally some merchant account providers will assess monthly fees, PCI compliance fees, statement fees, and other charges that add up over time and contribute to your overall cost. In fact, monthly fees could eat away at any savings that come from a lower processing rate. Consider these costs in deciding between a merchant provider and Paypal.
